Solutions

Vehicle Finance

Reduce risk with accurate real-time and future residual values.

Smarter lending, lower risk

As a finance provider, you need to assess the current and future value of vehicles to set PCP residuals, loan-to-value ratios and end-of-term settlement figures. Cazana provides real-time, retail-back valuations updated daily, not monthly estimates, improving the pricing of finance products and reducing risk from negative equity or depreciation.

How Cazana helps finance providers

Valuations

Understanding the accurate value of a vehicle, both now and at any point in the future, is key to successful automotive retail. We use data science to analyse past and present retail data for precise valuations on specific vehicles, with no editing, no human bias, and real-time data rather than periodically generated numbers.

Future Residual Values

Our whole-market data shows trends in depreciation by model, spec, age and mileage, and lets you monitor how certain vehicle types are performing, building better risk models and enabling smarter lending decisions with fewer write-offs and costly recoveries.

Assessing Your Asset Register

Our valuation and forecasting tools are essential in understanding the value of your asset register at any given time and determining your financial exposure, with future RVs derived from extensive knowledge of current and historical valuations.

Provenance & Fraud Protection

We aggregate MOT history, registration changes and more into a provenance timeline for each vehicle, helping catch irregularities in mileage or keeper changes, supporting safer underwriting and minimising fraudulent applications.

Remarketing

Real-time data means teams can instantly discover a vehicle's value as it stands today, eliminating valuation lags and errors so you price vehicles accurately and at speed, freeing up time and resources.

Preparing for the Future

We constantly monitor new products and services in the market and work closely with our extensive partner network to provide unique, bespoke services and unrivalled insights into the rapidly changing vehicle landscape.

Want to find out more?

Talk to our team today to see how we can help you and your business.